Ways to Save
Helping you find ways to save on your car insurance is our goal here at Auto Insurance Easy as 123. You can often get discounts for insuring more than one vehicle or if you have been accident free for five years. Insuring your home and your vehicles with the same company is a great way to save. money.
The cost of insurance will may vary considerably from company to company. Check to see what your states mandatory minimum requirements are for liability coverage. Then get car insurance rate comparisons from at least three insurers. Shopping for price alone should not be you only consideration, consider the company's reputation, its customer service and the type of coverage and discounts it offers.
Before buying a vehicle
Call an agent for a quote on the cost of insuring it. Sports cars, luxury cars and more expensive cars cost more to insure. A quote is only an estimate
of the premium.
Take the highest deductible
If you can afford it taking a higher deductible will mean lower premiums. But remember that you will be responsible for the deductible amount if you have an accident.
Review your policy
Periodically and update coverage accordingly. As a car gets older and loses value, you may not need as much insurance for it. With some cars, it may make sense to only carry minimum coverage.
Auto, home and life insurance discount
Save when you bundle your auto, home and life insurance.
Multi-car insurance discount
Insure more than one vehicle.
Accident-free car insurance discount
If you have at least 5 years of driving experience and have been free of chargeable accidents for the last 5 years.
Good Student car insurance discount
Get up to a discount on your auto insurance when your teen earns a B average or above on their report card.
Long-term policyholder car insurance discount
Some insurers will offer discounts on your auto insurance if you are insured with them for at least 5 years.
Affinity car insurance discount
Discounts are available to you as a member of an organization or through a university or sports club that has an affiliation with the insurance carrier.
Anti-theft car insurance discount
You can save if you have certain types of anti-theft devices installed in your vehicle. Savings vary based on the device installed and the state where you garage your vehicle.
Passive occupant restraint car insurance discount
Lower your cost if you insure a vehicle with full front-seat airbags or restraint devices that work automatically when your door closes.
Accident prevention or defensive driver car insurance discount
Successfully complete a driving safety course approved by your state’s Department of Motor Vehicles.