Property Damage Liability
In addition to PIP insurance, you will be required to purchase Property Damage Liability insurance. This is part of the PIP in No-Fault states. Property Damage Liability will cover damage done to the other person’s vehicle in an accident. The responsibility for covering property damage is that of the at fault driver. Florida law requires $10,000 in PD.
Having only these two requirements covers your injuries the injuries of others and damage to another’s vehicle but it leaves out your vehicle altogether. That's were Comprehensive and Collision come in.